Payments

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Scenario 1

$50,000 $2,000,000

0.01% 15%

1 35

$931.17
$11,173.98
$170,453.76

Scenario 2

$50,000 $2,000,000

0.01% 15%

1 35

$1,095.85
$13,150.25
$175,300.81

Scenario Table 1

Period Total paid Interest Principal Balance
Year 1 $5,594.36 $5,579.62 $194,420.38
Year 2 $5,434.21 $5,739.77 $188,680.61
Year 3 $5,269.46 $5,904.52 $182,776.09
Year 4 $5,099.98 $6,074.00 $176,702.10
Year 5 $4,925.64 $6,248.34 $170,453.76

Scenario Table 2

Period Total paid Interest Principal Balance
Year 1 $8,630.79 $4,519.46 $195,480.54
Year 2 $8,429.75 $4,720.51 $190,760.03
Year 3 $8,219.76 $4,930.49 $185,829.54
Year 4 $8,000.43 $5,149.82 $180,679.72
Year 5 $7,771.35 $5,378.91 $175,300.81

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