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  • Making the minimum monthly payment of 2% ($200 to start on a $10,000 debt) at 18% interest will cost you around $38,930 & will take about fifty-seven (57) years to pay off!
 

Whether you're a first-time home buyer or already a homeowner, we can help you find the mortgage options that are right for you.

 

Vertuity Mortgage provides everything you need to make the best mortgage choice for you and your family.

Knowing what you can afford to spend saves time and energy.

 

Get pre-approved with Vertuity Mortgage with a 120-day rate guarantee. Or, you can start the final approval process.

 

 





Purchasing a Home

 

Buying a home is an exciting time and is one of the most important financial decisions you’ll ever make. Finding the right mortgage for your individual or family situation can save you money.  In reality, this perfect fit can make owning a home affordable.

 

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Refinancing Your Mortgage

 

Do you dream about a new kitchen or living with less debt?  Refinancing your existing mortgage can allow you to access equity in your home for a variety of reasons. Housing values in most areas have risen recently.  This increase in property values often means more available equity. 

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Renewing Your Mortgage

 

Is your mortgage up for renewal?  Vertuity Mortgage is always prepared to discuss your options when your mortgage term expires.  The most common solutions are to renew with your existing financial institution, you can shop your mortgage around for the best rate, or you pay out your mortgage in full.

 

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Current Rates
Current Rates
Term
Posted
Ours (APR)
Variable
N/A
1.85%
1 yr
4.90%
2.35%
2 yr
4.05%
2.75%
3 yr
4.84%
3.25%
4 yr
4.84%
3.64%
5 yr
5.49%
3.69%
7 yr
5.60%
5.20%
10 yr
6.70%
5.30%

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