Payments

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Scenario 1

$50,000 $2,000,000

0.01% 15%

1 35

$1,382.36
$16,588.31
$172,533.84

Scenario 2

$50,000 $2,000,000

0.01% 15%

1 35

$1,040.15
$12,481.78
$161,782.92

Scenario Table 1

Period Total paid Interest Principal Balance
Year 1 $13,411.33 $3,176.98 $196,823.02
Year 2 $13,189.98 $3,398.32 $193,424.70
Year 3 $12,953.21 $3,635.10 $189,789.60
Year 4 $12,699.94 $3,888.36 $185,901.24
Year 5 $12,429.03 $4,159.28 $181,741.96
Year 6 $12,139.24 $4,449.07 $177,292.89
Year 7 $11,829.26 $4,759.05 $172,533.84

Scenario Table 2

Period Total paid Interest Principal Balance
Year 1 $7,632.52 $4,849.26 $195,150.74
Year 2 $7,442.05 $5,039.73 $190,111.01
Year 3 $7,244.10 $5,237.68 $184,873.33
Year 4 $7,038.37 $5,443.41 $179,429.92
Year 5 $6,824.56 $5,657.22 $173,772.70
Year 6 $6,602.36 $5,879.42 $167,893.28
Year 7 $6,371.42 $6,110.36 $161,782.92

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