Payments

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Scenario 1

$50,000 $2,000,000

0.01% 15%

1 35

$1,208.01
$14,496.09
$178,081.11

Scenario 2

$50,000 $2,000,000

0.01% 15%

1 35

$955.75
$11,469.01
$171,243.78

Scenario Table 1

Period Total paid Interest Principal Balance
Year 1 $10,565.81 $3,930.28 $196,069.72
Year 2 $10,351.11 $4,144.98 $191,924.74
Year 3 $10,124.68 $4,371.40 $187,553.34
Year 4 $9,885.89 $4,610.19 $182,943.15
Year 5 $9,634.05 $4,862.03 $178,081.11

Scenario Table 2

Period Total paid Interest Principal Balance
Year 1 $6,064.96 $5,404.05 $194,595.95
Year 2 $5,896.69 $5,572.33 $189,023.62
Year 3 $5,723.17 $5,745.84 $183,277.78
Year 4 $5,544.25 $5,924.76 $177,353.03
Year 5 $5,359.76 $6,109.25 $171,243.78

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